An online financial literacy resource
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Money Matters
What money is
Where money comes from
Where money goes
Financial records and information
Spending money and budgeting
Risk and return
Making personal life choices
Consumer rights and responsibilities
Implications of finance

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Workshops
ATM cash machine simulator
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Top tips to save money
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Tools
Budgeter
Savings calculator
Loan calculator
Mortgage calculator
Repayments calculator
Creditor letter writer
Pension calculator

Luanch the pop calculator

Spending & budgeting

This section explains different ways of spending and managing your money and will show you how you can use budgets.

To have a budget means to manage your spending so that it is not more than your income. It should help you to balance your money.

Choose from any of the following:

You may also want to take a look at our Where money goes and Financial records and information sections

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